<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Monnetta’s Blog</title><description>A system for couples to align on their finances and turn small daily habits into steady progress you can stick to</description><link>https://monnetta.app</link><item><title>Sinking Funds - Your Budget’s Superpower</title><link>https://monnetta.app/sinking-funds-your-budget-super-power</link><guid isPermaLink="true">https://monnetta.app/sinking-funds-your-budget-super-power</guid><description>A practical approach to turning irregular expenses into planned, stress-free savings.</description><pubDate>Fri, 20 Feb 2026 12:00:00 GMT</pubDate></item><item><title>Save First Then You Can Start Spending</title><link>https://monnetta.app/pay-yourself-first-method</link><guid isPermaLink="true">https://monnetta.app/pay-yourself-first-method</guid><description>Your complete guide to the Pay Yourself First method that makes 50/30/20 even better</description><pubDate>Wed, 04 Feb 2026 12:00:00 GMT</pubDate></item><item><title>The Real Reason Couples Are Still Surprised by Their Spending</title><link>https://monnetta.app/the-reason-couples-are-still-surprised-by-their-spendings</link><guid isPermaLink="true">https://monnetta.app/the-reason-couples-are-still-surprised-by-their-spendings</guid><description>How waiting until month-end keeps you in a cycle of financial surprises</description><pubDate>Mon, 12 Jan 2026 00:00:00 GMT</pubDate></item><item><title>Why a Buffer Fund Is Essential for Your Finances</title><link>https://monnetta.app/what-is-buffer-fund</link><guid isPermaLink="true">https://monnetta.app/what-is-buffer-fund</guid><description>A powerful tool that helps you plan your finances more effectively</description><pubDate>Sat, 12 Jul 2025 00:00:00 GMT</pubDate></item></channel></rss>