Team Up on Money
One fair plan, the same page. Bring harmony to your relationship and reach your goals together. Start your free trial today
“It’s helped us feel more like a team when it comes to money.”
Emma
Ben
Emma Ben One calm month, together
Day 1 · 30 days left
A fresh month, a fair plan.
You pay yourselves first, then plan the needs and the wants together. $1,276 is set for your wants, and nothing is spent yet.
Day 8 · 23 days left
Spending feels calm.
A dinner out, a small gift, a little delivery. $210 spent so far, and every category shows what is left.
Day 15 · 16 days left
Halfway, still on track.
$447 spent, well under the $1,276 you planned. You both see it live, so there are no surprises later.
Day 22 · 9 days left
A little over?
Delivery is a touch past its target, and that is perfectly fine. Your wants are still well within plan, so there is nothing to fix and nothing to worry about.
Day 30 · Last day
Month Completed. Good job!
$1,027 spent of $1,276 planned. The $249 that is left flows into your flexible savings, your fun funds for vacations, hobbies and celebrations.
Dining Out $350 left $0 of $350
Food Delivery $150 left $0 of $150
Shopping & Services $350 left $0 of $350
Gifts $300 left $0 of $300
Hobbies $100 left $0 of $100
Subscriptions $28 left $0 of $28A closer look.
Pay yourself first
Fund your goals before anything else.
Tap a priority saving and fund it at the start of the month. What is left is yours to spend freely, with no guilt.
Monthly planning
Set targets in a few taps.
Give every need, want and saving a target. See how your plan compares with the 50/30/20 guideline as you type.
Daily tracking
Log a spend in seconds.
Pick a category, type the amount, add a tag. Your budget updates instantly, so you always know what is left.
Budget as a team
Talk it through, together.
Need a bigger target? Tag the category and suggest a change right in the shared chat. No more awkward money talks.
Funds
Save for what matters to you.
Start from suggested funds, set a goal and add to it whenever you can. Watch your progress grow month after month.
Security & privacy
Your data stays yours 🔐
Monnetta is built so that your financial data stays safe by design.
No bank sync. By design.
Bank sync means handing your login to a third-party aggregator that keeps a live feed of every purchase you make. Monnetta has no such link, so there is no bank access to hijack and no transaction history to leak. You decide what goes in.
You own your data, always
Export your data anytime, or delete your profile and have everything removed from our servers within seconds. No hoops, no waiting, no questions asked.
GDPR compliant, SSL & encryption
Monnetta is GDPR compliant, your data travels over SSL and is encrypted. Privacy-friendly analytics only, never used to profile you. Read our privacy policy.
Simple, fair pricing
One plan covers you, your partner and up to 5 people.
7 days free, cancel anytime
Monthly
$6.99 / month
Flexible, stop whenever you like.
Yearly
$49.99 / year
That is about $4.17 a month.
Both plans start with 7 days free. Subscribe via Apple or Google.
What couples say about Monnetta
“It’s helped us feel more like a team when it comes to money, bringing greater harmony to our relationship while helping us make real progress toward our savings goals.”
Ready to team up on your money?
Try it free for 7 days. Set up your shared plan together in about 5 minutes and bring more harmony to your relationship.
FAQs
Frequently asked questions
Quick answers, in plain words.
How do I get started?
To get started, download the app and complete the onboarding steps.
Can I add my own categories?
Yes, absolutely! You can add as many categories as you like, but we recommend keeping it simple.
How many people can I add from my family?
You can add up to 5 people to a family budget.
Should I connect to a bank?
No. Monnetta is designed without bank connections because we believe they are not necessary for managing your money well. This approach keeps your financial data more secure, avoids potential syncing issues, and allows us to focus on building a simpler and more reliable experience.
Is my data safe, and is Monnetta GDPR compliant?
Monnetta never connects to your bank, so your bank credentials and transaction feeds are never exposed. Monnetta is GDPR compliant, and your data is protected with SSL and encryption. You own your data: export it anytime, or delete your profile and have it removed from our servers within seconds. See our privacy policy for details.
How does the "Pay Yourself First" feature work?
In Monnetta, "Pay Yourself First" is called "Priority Savings". These are treated with the highest priority, before other expenses.
What if I receive my salary in the middle of the month?
In that case, you’ll need buffer money - enough to cover your expenses (ideally double) until your salary arrives. This ensures you can plan for the entire month, regardless of when you get paid.
Are there subcategories?
Yes and no. You can add a sub-item under a category, but it functions more like a recurring transaction, such as a fitness subscription, Netflix, or utility bills. Even if the amount varies slightly, it helps with monthly budgeting predictions.
Join the Monnetta newsletter
Practical ideas for budgeting together, sent only when we have something worth your time.
As your first emails, you will receive a free 6-day guided series: one email a day, 5 minutes.
Plus a free Google Sheet template. It is the same template we used before creating Monnetta, tested for 6 years.
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