Despite the high income, many people have financial worries
We understand the pain
You feel like you should be saving more
Your lifestyle is good, but you feel like you should be saving more. With clear financial goals, you'll know exactly how much is enough to save so you can enjoy the rest without guilt.
Uncertain about your financial future
You're moving in with a partner, planning a family, buying a home, or thinking about financial freedom, but you don't know where to start or if you're on the right track.
You’ve tried it all, but nothing feels right
Free apps are full of ads. The popular ones are too complex. Spreadsheets work, but they’re a hassle and hard to keep up with.
You're not alone.
We’ve been there - from scribbling in notebooks to trying smart banking apps, yet still feeling overwhelmed and out of control..
All you need is a simple tool that just works.
A solution that puts you in control - no accounting degree required. How?
Set your plan in minutes
Our guided onboarding helps you build your first plan in minutes. Each month, you’ll revisit a similar version, making small tweaks as needed and gaining more confidence in your financial direction.
Get a clear picture of your finances
Monnetta uses the 50/30/20 rule to give you a full, easy-to-understand overview of your finances without judgment, even if you're off track initially.
Stick to your plan with ease
Monnetta features one of the fastest transaction entry systems, ensuring you're regularly updated. This makes staying on track with your financial plan remarkably simple.
Pricing
It's simple. 2-month free trial, then $9.99 monthly or $5.99 with annual billing.
Up to 5 family members with no additional cost.
Start with 60 days free trial. Cancel anytime.
Paid annually via Apple or Google.
Via Apple or Google.
What's Included?
Everything you need to take control of your money.
Ad-Free Experience
Stay focused on your goals without distractions. No ads, ever!
Shared Budgeting
Easily manage finances with your partner or family, together in one place.
Offline Access
Plan and track even when flying or without internet - syncs when you’re back online.
Custom Categories
Tailor your budget with categories that reflect your lifestyle and goals.
Quick Transaction Input
Built for awareness - not friction. Most entries take just 3 seconds to enter.
Proven Budgeting Methods
Combines time-tested, 50/30/20, zero-based, and pay-yourself-first approaches. All in one simple app.
Easy Onboarding
Get set up in minutes with a streightforward guide designed for clarity.
Add Family for Free
Bring up to 5 family members into your budget at no extra charge.
Sometimes, all it takes is the first step.
Step 1: Download & Install
On Android or iOS, we’ve got you covered. Try it free for the first 2 months. Cancel anytime. You’ll also get an email reminder one week before your trial ends - no surprises.
Step 2: Set Up Your Plan
With a clear, step-by-step onboarding guide, you’ll be set up in about 10 minutes. No confusion, just a simple start toward better money management.
Step 3: Ready!
You now have a full overview of your finances at your fingertips. Try to stick to the plan, but don’t worry if you miss a target or if your targets seem too far from guidelines. You’ll adapt and improve the following months.
First Step Starts Here
Get it on your preferred platform and experience it risk-free for two months. You'll be in control long before the trial period is over.
Still not sure?
Discover if our solution aligns with your vison. Let's start with who is not for...
Monnetta may not be ideal for you if you’re looking for...
If you want a tool that manages everything on behalf of you.
If you believe that tracking past expenses alone is enough to achieve your financial goals.
We’re committed to delivering top-tier service and that means investing in the right people. If you believe excellence comes without cost, this app might not align with your expectations.
Try Monnetta if you’re looking for...
Unlike many finance apps look complex at first glance, Monnetta is made to feel clear from day one.
With quick inputs and daily rhythm, Monnetta boosts awareness and control.
Monnetta is for people who want to move forward, not just look back. You make a plan and track against it.
We combine proven methods like 50/30/20, zero-based, and pay-yourself-first-into one simple, flexible system.
Shared budgeting can be tricky. Monnetta makes it simple and there’s no extra cost for family members.
Whether abroad or on a plane, Monnetta works offline. Your plan is always in your pocket.
Create your own categories and subscriptions. So everything is organized the way you want.
We’re committed to ongoing development and innovation. With a clear roadmap ahead, our mission is to make the app more effective and valuable for you. Continuous learning and improvement are at the core of what we do.
Try It For Free
Download now and test it risk-free for two months. You'll feel in control before your trial expires.
Why I Built Monnetta
When I started my career as a software developer, I was earning well but I still felt stressed about money.
I kept asking myself:
- I earn well, so why am I still worried about money?
- Should I enjoy life now or save for later?
- I know I need a plan, but where do I even start?
These thoughts didn’t go away. And when I became a father, they only got louder.
That’s why we built Monnetta - to make it easier to understand your money and feel more in control of it.
More and more people are already using Monnetta to manage their money with less stress and more confidence.
I invite you to try Monnetta and join us in building real financial awareness.
FAQs
Frequently Asked Questions
Dive into the following questions to gain insights into the powerful features that Monnetta offers
How do I get started?
To get started, download the app and complete the onboarding steps.
Can I add my own categories?
Yes, absolutely! You can add as many categories as you like, but we recommend keeping it simple.
How many people can I add from my family?
You can add up to 5 people to a family budget.
How does the "Pay Yourself First" feature work?
In Monnetta, "Pay Yourself First" is called "Priority Savings". These are treated with the highest priority, before other expenses.
What if I receive my salary in the middle of the month?
In that case, you’ll need buffer money—enough to cover your expenses (ideally double) until your salary arrives. This ensures you can plan for the entire month, regardless of when you get paid.
Are there subcategories?
Yes and no. You can add a sub-item under a category, but it functions more like a recurring transaction—such as a fitness subscription, Netflix, or utility bills. Even if the amount varies slightly, it helps with monthly budgeting predictions.